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FOR PLANETREALESTATE.COM™

Last Updated June 30, 2004
BY VISITING OR USING ANY OF THE PLANETREALESTATE.COM™ WEB SITE EXCEPT THIS PAGE AND THE HOME PAGE OF THE PLANETREALESTATE.COM WEB SITE, YOU ARE AGREEING TO BE BOUND BY THESE TERMS OF USE AND THAT SUCH AGREEMENT CONSITUTES A BINDING CONTRACT BETWEEN YOU AND PLANETREALESTATE.COM, INC. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF USE, PLEASE DO NOT VISIT OR USE ANY OF THE PLANETREALESTATE.COM WEB SITE.

FURTHERMORE, BY USING ANY OF THE PLANETREALESTATE.COM WEB SITE, YOU ACKNOWLEDGE THAT PLANETREALESTATE.COM IS NOT A REAL ESTATE BROKER, MORTGAGE BROKER OR MORTGAGE LENDER. IT DOES NOT AID OR ASSIST BORROWERS IN OBTAINING, SOLICIT BORROWERS OR LENDERS FOR, NEGOTIATE OR MAKE LOANS SECURED BY LIENS ON REAL PROPERTY.


Introduction

planetrealestate.com, Inc. and/or its partners (together referred to as "planetrealestate.com") operate this web site and associated web pages. For the purposes of these Terms of Use, planetrealestate.com refers to this as the "planetrealestate.com web site."

planetrealestate offers you access to the planetrealestate.com web site in exchange for your agreement to accept and comply with the terms, conditions, and notices stated here and as may be modified by planetrealestate.com from time-to-time. planetrealestate.com refers to these terms, conditions, and notices, whether modified or unmodified, as the "Agreement" or as the "Terms of Use". planetrealestate.com reserves the right to modify in its sole discretion this Agreement and/or the planetrealestate.com web site without providing notification. You are responsible for regularly reviewing this Agreement. You can review the most current version of the Agreement at any time at: http://www.planetrealestate.com/about/terms.htm.

ADDITIONAL TERMS MAY GOVERN USE OF CERTAIN WEB SITE OR WEB PAGES WITHIN THE PLANETREALESTATE.COM WEB SITE.
NOTICE FOR ALL FINANCIAL AND MORTGAGE TOOLS - These are calculation tools, not an offer to lend. Interest rates shown are for demonstration purposes only. Actual market interest rates may vary.

GENERAL USE AND LIMITATIONS ON GENERAL USE OF THE PLANETREALESTATE.COM WEB SITE
Except where we specify otherwise, planetrealestate.com offers you access to the planetrealestate.com web site for your personal and non-commercial use only. You agree that you will not use the planetrealestate.com web site, in whole or in part, for any purpose that is unlawful or prohibited by these Terms of Use or for any purposes other than those that are personal and non-commercial. You agree that you will not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services provided through or obtained from the planetrealestate.com web site. This means, among other activities, that agree not to engage in the practices of "screen scraping," "database scraping," or any other activity with the purpose of obtaining lists of users or other information. You agree that you will not use the planetrealestate.com web site in any manner that could damage, disable, overburden, or impair the planetrealestate.com web site or interfere with any other party's use and enjoyment of the planetrealestate.com web site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the planetrealestate.com web site.

If and when requested by planetrealestate.com you agree to provide true, accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of planetrealestate.com, you agree that you will not access or attempt to access password protected, secure or non-public areas of the planetrealestate.com web site. Unauthorized individuals attempting to access prohibited areas of the planetrealestate.com web site may be subject to prosecution.

Except with the written permission of planetrealestate.com, you agree that you will not create links from any web site or web page to any page within the planetrealestate.com web site with the exception of the planetrealestate.com web site homepage. A clear and prominent association indicating that the link is connected to the planetrealestate.com web site homepage must accompany the origin of any link to the planetrealestate.com web site homepage. However, you agree that you will not juxtapose the "planetrealestate.com" name and mark and the link with your name or any other material(s) in a manner which might lead to the erroneous conclusion that there is any affiliation or association between planetrealestate.com and you or any other person or entity. You agree that if planetrealestate.com requests in writing that you remove any link or links to the planetrealestate.com web site, you will promptly do so. You agree that if you create any link to the planetrealestate.com web site that you will not employ any technology that results in the placement of content from the planetrealestate.com web site in a frame and/or a reduced pop-up window and/or any other display mechanism which changes the planetrealestate.com web site from how they would appear if a user typed in their URL to a typical browser line.

You agree that planetrealestate.com may in its sole discretion and at any time terminate your access to and use of the planetrealestate.com web site, or any part thereof, with or without notice.

INFORMATION PROVIDED TO YOU Through The planetrealestate.com
web site


From planetrealestate.com
The planetrealestate.com web site contains content and information originated by planetrealestate.com. Such content is presented on the web site as a public service, for the sole purpose of aiding you, the individual consumer. planetrealestate.com, does not guarantee the accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such information. You are responsible for confirming the sufficiency and reliability of any such information.

From planetrealestate.com Affiliates
For your convenience, the planetrealestate.com web site contains content and information from planetrealestate.com's affiliates and/or links to affiliate web site ("Affiliate Content"). Such content is not under the control of planetrealestate.com and planetrealestate.com is not responsible for such content, including without limitation any link contained in such content, or any changes or updates to such content. planetrealestate.com is providing such content to you only as a convenience, and the inclusion of such content does not imply endorsement by planetrealestate.com of such content or the affiliate. You may be subject to additional and/or different terms, conditions, and privacy policies when you use affiliate services, content, software or sites.

Disclaimer
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

YOUR USE OF AND RELIANCE UPON ANY AND ALL INFORMATION, INCLUDING BUT NOT LIMITED TO PLANETREALESTATE.COM CONTENT, AFFILIATE CONTENT, AND PUBLIC CONTENT, PROVIDED BY PLANETREALESTATE.COM THROUGH THE PLANETREALESTATE.COM WEB SITE IS AT YOUR SOLE RISK. SUCH INFORMATION IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. PLANETREALESTATE.COM MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, OR GUARANTEES WITH REGARD TO THE APPROPRIATENESS, ACCURACY, SUFFICIENCY, CORRECTNESS, VERACITY, VALUE, COMPLETENESS, OR TIMELINESS OF SUCH INFORMATION. PLANETREALESTATE.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. PLANETREALESTATE.COM SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH INFORMATION OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY THE USE OR RELIANCE UPON SUCH INFORMATION. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PLANETREALESTATE.COM WEB SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.


INFORMATION PROVIDED TO YOU Through The planetrealestate.com
web site


To planetrealestate.com

In order for you to participate in certain services that planetrealestate.com provides through the planetrealestate.com web site, planetrealestate.com requires you to provide specific information about yourself. If you choose to participate in such services, you agree to provide true, accurate and complete information and to refrain from impersonating or falsely representing your affiliation with any person or entity. planetrealestate.com is committed to maintaining the privacy and security of any and all such information that you provide to planetrealestate.com through the planetrealestate.com web site. To that end, planetrealestate.com urges you to review the planetrealestate.com Privacy Policy, which may be accessed by clicking on the following link:

planetrealestate.com Privacy Statement

Indemnification
YOU AGREE TO INDEMNIFY AND HOLD PLANETREALESTATE.COM AND ITS, SUPPLIERS, AFFILIATES, SUBSIDIARIES, EMPLOYEES HARMLESS FROM ANY AND ALL CLAIMS AND DEMANDS, INCLUDING, BUT NOT LIMITED TO REASONABLE ATTORNEYS' FEES, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF ANY INFORMATION, INCLUDED BUT NOT LIMITED TO PLANETREALESTATE.COM SOLICITED INFORMATION AND AFFILIATE SOLICITED INFORMATION.


SERVICES PROVIDED Through The planetrealestate.com web site

Non-Commercial Services
planetrealestate.com provides through the planetrealestate.com web site a number of venues in which interactive services ("Interactive Services"), such as on-line calculators, planning tools, and checklists, are offered to you. planetrealestate.com offers such services for the sole purpose of disseminating information for your benefit. planetrealestate.com cannot guarantee the accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such services. You are responsible for confirming the sufficiency and reliability of any such service.

THE INFORMATION CONTAINED IN AND PROVIDED THROUGH PLANETREALESTATE.COM'S INTERACTIVE SERVICES ARE NOT INTENDED NOR IMPLIED TO BE A SUBSTITUTE FOR PROFESSIONAL ADVICE. PLANETREALESTATE.COM MAKES NO EXPRESS OR IMPLIED REPRESENTATION, WARRANTY OR GUARANTEE IN CONNECTION WITH THE INFORMATION CONTAINED IN AND PROVIDED THROUGH SUCH SERVICES, INCLUDING THE APPROPRIATENESS, ACCURACY, CORRECTNESS, VERACITY, VALUE, SUFFICIENCY, TIMELINESS, OR COMPLETENESS OF THE DATA, METHODS AND OTHER INFORMATION CONTAINED IN AND PROVIDED THROUGH SUCH SERVICES. PLANETREALESTATE.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT WITH REGARD TO SUCH SERVICES. PLANETREALESTATE.COM SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH SERVICES OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY ANY ERROR OR OMISSION, OR ARISING OUT OF, OR IN CONNECTION WITH, THE INFORMATION CONTAINED IN OR PROVIDED THROUGH SUCH SERVICES. IN NO EVENT WILL PLANETREALESTATE.COM BE LIABLE TO ANY USER OF SUCH SERVICES OR TO ANY THIRD PARTY FOR ANY DECISION MADE OR ACTION TAKEN BY ANY USER OF SUCH SERVICES OR ANY THIRD PARTY IN RELIANCE UPON THE INFORMATION CONTAINED IN OR PROVIDED THROUGH SUCH SERVICES. A USER'S SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH SUCH A SERVICE IS TO STOP USING THE SERVICE.

Third-Party Services

A number of commercial services, such as financial and contractor services, are offered by third parties through the planetrealestate.com web site. You acknowledge that by permitting such services to be offered through the planetrealestate.com web site, planetrealestate.com is acting as a passive conduit for the transmission to such third parties of any information related to such services that you submit to planetrealestate.com. In order for planetrealestate.com to distribute your information and facilitate contacts between you and such third parties, you hereby grant planetrealestate.com permission to disclose any and all of the information that you provide to planetrealestate.com to any such third party that planetrealestate.com, in its sole discretion, deems relevant and appropriate.

Any information that you provide to planetrealestate.com must be true, complete, and accurate, must not represent you as someone else or falsely identify you, and must not violate any law, statute, ordinance or regulation. You are solely responsible for such information and for all of the terms and conditions of transactions between you and such third parties, including, without limitation, terms regarding warranties, insurance, fees, taxes, titles and licenses. You must not submit a request for a third party service through the planetrealestate.com web site unless you intend, in good faith, to contract with such third party for the use of such service.

planetrealestate.com is not and will not be responsible for (i) the terms and conditions of any transaction between you and any third party, (ii) any insufficiency of or problems with any such third party's background, insurance, credit or licensing, or (iii) the quality of services performed by any such third party or any other legal liability arising out of or related to the performance of such services. In the event that you have a dispute with any such third party, you release planetrealestate.com (and its affiliates, agents and employees) from any and all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.

GENERAL TERMS
This Agreement is governed by the laws of the State of Louisiana, U.S.A. You hereby consent to the exclusive jurisdiction and venue of courts sitting in Louisiana in all disputes arising out of or relating to the use of the planetrealestate.com web site. Use of the planetrealestate.com web site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and planetrealestate.com as a result of this Agreement or use of the planetrealestate.com web site. planetrealestate.com's performance of this Agreement is subject to existing laws and legal process, and nothing contained in this Agreement is in derogation of planetrealestate.com's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the planetrealestate.com web site or information provided to or gathered by planetrealestate.com with respect to such use. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect. Unless otherwise specified herein, this Agreement constitutes the entire agreement between you and planetrealestate.com with respect to the planetrealestate.com web site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and planetrealestate.com with respect to the planetrealestate.com web site. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. PLANETREALESTATE.COM, ITS AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES TO THIS SITE AT ANY TIME.

IN NO EVENT SHALL PLANETREALESTATE.COM AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE PLANETREALESTATE.COM WEB SITE, WITH THE DELAY OR INABILITY TO USE THE PLANETREALESTATE.COM WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE PLANETREALESTATE.COM WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE PLANETREALESTATE.COM WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN I PLANETREALESTATE.COM OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE PLANETREALESTATE.COM WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE PLANETREALESTATE.COM WEB SITE.


You agree to indemnify, defend and hold harmless planetrealestate.com, its partners, affiliates, subsidiaries and suppliers from any liability, loss, claim and expense (including attorneys' reasonable fees) related to your violation of this Agreement.

All materials on the planetrealestate.com web site (as well as the organization and layout of the planetrealestate.com web site) are owned and copyrighted or licensed by planetrealestate.com, its affiliates or its suppliers. (c) 2002 planetrealestate.com, Inc. All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials at the planetrealestate.com web site is permitted without the written permission of planetrealestate.com. Any rights not expressly granted herein are reserved.

Trademarks referenced on the planetrealestate.com web site, including, but not limited to planetrealestate™ are either trademarks or registered trademarks of planetrealestate.
REALTOR®, REALTOR.com® and One REALTOR Place® are the registered trademarks of the NATIONAL ASSOCIATION OF REALTORS®.

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to Service Provider's Designated Agent.
ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.

Legal Department
planetrealestate.com, Inc.
2 W. St. George, UT 84770
St. George, UT 84770
Fax (435) 628-3599